Georgia Mortgage Rates

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updated July 28, 2010

Conforming Mortgages


Loan
Program

Interest
Rate
Discount
Points
Annual
Percentage
Rate
Good
Faith
Estimate
Good
Faith
Estimate

30 Yr Fixed 4.250% 0 4.383% Refinance Purchase
15 Yr Fixed 3.750% 0 3.928% Refinance Purchase

At this time we are only accepting applications for owner-occupied and second (vacation) homes.
We are not lending on investment properties.

Please note our minimum loan amount is $150,000.


Rates quoted are subject to 1.0% Origination Fee
For current rates for other programs please
contact us
Rates may be higher for loan amounts above $417,000 and other loan criteria

Interest Rates and A.P.R.'s are based on a $200,000 loan at 80% loan-to-value
Rates are subject to change without notice

This is just a sampling of our low interest rates.
 We offer many types of home financing.
If you have a mortgage question feel free to call or
contact us.

phone 770.888.8063


- Our Service Promise -

Atlanta Mortgage Group, Inc. is committed to offering only the highest quality professional home financing services. We offer ethical and professional mortgage advice and services to all our clients. We treat each customer and all associates in the mortgage related fields with respect, courtesy and professionalism throughout the loan process.

Here is just part of what we do to achieve our goals and to help make the financing of your home proceed as smoothly as possible:

- Discuss and explain different lending options and programs that may best fit your qualifications 
- Analyze your financial situation to determine the loan that may best fit your qualifications 
- Assist you with the loan application and necessary paperwork
- Collect financial information and other related documents that are part of the application process
- Provide financial disclosures pertinent to your loan application 
- Secure the loan program and rate to suit your specific needs
- Obtain a Residential Mortgage Credit Report and verify the credit information
- Coordinate the appraisal process and review the final appraisal to ensure it meets the lenders requirements
  (You will receive a copy of the appraisal)
- Research, verify and evaluate the employment and income history as needed
- Verify source of funds and/or deposits to close as needed
- Coordinate the approval process through Fannie Mae or Freddie Mac
- Inform you of any conditions to be satisfied prior to final loan approval or closing
- Coordinate the title search and arrange for title insurance to be issued
- Coordinate with the closing attorney any liens on the property to be paid
- Contact your insurance agent and secure homeowners insurance on the property
- Schedule and coordinate the closing with all parties to the transaction 
- Inform you as to what to expect at the closing and how the closing process works 
- Review the HUD 1 Settlement Statement and mortgage loan documents for accuracy prior to the closing
- Attend the closing or arrange to be available by phone
- Maintain regular contact with all parties to the transaction between the time of application and closing


Member National Association of Mortgage Brokers
Georgia Mortgage Broker Association "Top Gun" Mortgage Broker
Atlanta Business Chronicle "Top Mortgage Broker Performer"
Georgia Residential Mortgage Licensee 14051 NMLS# 159305
Adrian Skiles, GML NMLS# 40236
Georgia and Florida Licensed Mortgage Broker

One of Georgia's Oldest Mortgage Brokerage Firms


Corporate Office 6650 River Crest Point Suite B  Suwanee, GA 30024
© Copyright 1997-2010

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